Trusted health coverage when you need it most - with the convenience of online quotes and the expertise of local advisors

Life Changes, But Your Health Coverage Doesn't Have To

Whether you're between jobs, starting your own business, or planning retirement, losing employer health benefits can feel overwhelming. At Medavie Blue Cross, we understand these transitions - and we're here to help you navigate them with confidence.

Your Path Forward: Three Coverage Solutions

Direct Transition Coverage

Start fresh with a plan designed for your new situation

Perfect for most people leaving employer benefits, our personal health and dental plans offer:

• Immediate coverage - no waiting periods for most services
• Flexible options - choose the coverage level that fits your budget
• Family protection - cover yourself, spouse, and children
• Local support - advisors in your region who understand local healthcare needs

Coverage includes: Prescription drugs, dental care, vision care, paramedical services, and more.

[EXPLORE PERSONAL PLANS →]

👥 Retiree Conversion Plan (Ages 50-74)

Seamless transition from your employer plan

If you're retiring and want to maintain similar coverage to what you had at work:

• 60-day application window from when your employer benefits end
• No medical questions for guaranteed acceptance
• Familiar coverage similar to what you're used to
• Designed specifically for retirees transitioning from group plans

This special conversion option ensures continuity of care during a major life transition.

[LEARN ABOUT RETIREE CONVERSION →]

🏥 Bridge Coverage

Short-term protection while you decide

Between jobs or exploring options? Our bridge coverage provides:

• Immediate protection to avoid coverage gaps
• Flexible duration - from 1 month to 1 year
• Convert easily to permanent coverage when you're ready
• Peace of mind knowing you're protected

[GET BRIDGE COVERAGE →]

Why Canadians Choose Medavie Blue Cross

🌍 Local Expertise, National Strength

In Atlantic Canada, you'll work with advisors who live and work in your community. They understand local healthcare networks, provider preferences, and regional considerations.

In Ontario and Quebec, our teams know the unique insurance landscape and provincial regulations that affect your coverage options.

Everywhere we serve, you get the financial strength and stability of a company that's been protecting Canadian families for over 80 years.

⚡ Convenience When You Want It

Our online platform gives you instant access to:

• Real-time quotes with accurate pricing
• Plan comparisons side-by-side
• Digital applications when you're ready to apply
• 24/7 access to your coverage information

🤝 Personal Guidance When You Need It

Sometimes you want to talk through your options. Our licensed advisors provide:

• Personalized recommendations based on your specific situation
• Help understanding how different plans work
• Claims guidance and ongoing support
• Regional knowledge about local healthcare providers and networks

Coverage That Fits Your Life

Health & Dental Coverage

• Prescription medications - from maintenance drugs to emergency prescriptions
• Dental care - preventive, basic, and major services
• Vision care - eye exams, glasses, contacts
• Paramedical - physiotherapy, massage therapy, chiropractor visits
• Medical equipment - walkers, wheelchairs, diabetic supplies

Life Insurance Protection

• Term life coverage up to $2 million
• No medical exam for many coverage levels
• Guaranteed renewable options
• Family coverage available

Critical Illness Insurance

• Lump sum payment for covered conditions
• 24+ covered conditions including heart attack, stroke, cancer
• Use benefits however you choose - medical costs, mortgage payments, income replacement

How to Get Started

Option 1: Explore Online

1. Use our quote tool to see plans and pricing instantly
2. Compare coverage options at your own pace
3. Apply online or save your quote to continue later

Option 2: Speak With an Advisor

1. Call or request a callback to connect with a local expert
2. Discuss your specific needs and get personalized recommendations
3. Complete your application with guidance every step of the way

Option 3: Combination Approach

Many people like to start with an online quote to understand their options, then speak with an advisor to finalize their decision. That's completely fine - we're here to support you however works best.

Common Questions Answered

How quickly can coverage start?

Most plans can start within 24-48 hours of approval. For the Retiree Conversion Plan, coverage can be immediate if you apply within the 60-day window.

What happens to my pre-existing conditions?

This depends on your situation. The Retiree Conversion Plan covers pre-existing conditions immediately. For other plans, coverage varies - this is where talking with an advisor can be really helpful to understand your specific options.

Can I change my coverage later?

Yes, most plans offer annual review opportunities to adjust your coverage as your needs change.

Do you work with my current healthcare providers?

Our plans work with healthcare providers across your province. If you have specific providers you want to continue seeing, an advisor can help confirm they're covered in our networks.

Real Stories from Real Customers

"When I took early retirement at 62, I was worried about finding affordable health coverage. The Retiree Conversion Plan meant I could keep the same type of coverage I had at work, and my local advisor walked me through everything."
- Margaret L., Fredericton, NB

"Being between jobs was stressful enough. Getting a quote online in minutes and having coverage start the next day was such a relief. When I had questions later, I could call and actually speak to someone locally."
- David R., Toronto, ON

Take the Next Step

Whether you prefer to explore online first or speak directly with an advisor, we're here to help you maintain the health coverage protection you need.

[GET YOUR QUOTE ONLINE] [TALK TO A LOCAL ADVISOR]

Questions right now? Call us:

• Atlantic Canada: 1-800-667-4511
• Ontario: 1-800-355-8855
• Quebec: 1-800-361-5303

Available Monday-Friday, with evening hours for your convenience